The Black debit card is the main debit card of T-Bank, with cashback in rubles and interest on the balance. It is universal for receiving salaries, allowances, pensions, paying for everyday purchases and solving financial problems.

Advantages of the offer:

The best rate.
A convenient online questionnaire.
A convenient personal account and a mobile application.
A fixed payment for achieving a goal.
A large range of received traffic.
One of the best banks in Russia.

Details and Benefits:

Cashback in rubles — up to 30% on special offers from partners.
The service is free of charge (if at least 50,000 rubles are stored on the card, deposits, savings and brokerage accounts every day), in other cases 99 rubles per month.
The ability to choose 4 favorite categories every month with an increased cashback of 15%.
Free cash withdrawal at T-Bank ATMs is any amount of 500,000 ₽ per month, and at other ATMs — from 3,000 ₽ to 100,000 ₽
Transfers without commission to another bank by card number or phone number up to 20,000 ₽ per month, with SBP without commission.
A multifunctional application.

Target audience:

The general audience is mainly from 18 to 45 years old.
Men make up 51% of the audience, women 49% (as of March 2023).
Active users of Mobile Banking, the Web version is in less demand.
About 95% of clients are without children, 2.67% have one child, 1.65% have two children.
Marital status: 23.34%-single; 21.30%-married.
Mostly users of the Android operating system.

Features:

GEO: The Russian Federation, including Crimea. Top Regions HERE.
Telegram channels must be coordinated before connecting to the offer.
Remuneration is paid to the partner for each recycled card by a new user or a user who closed the card more than 365 days ago. Any purchase with a card in the amount of 100 rubles or more after activation of the card is considered disposal.
Any contextual advertising on the brand, including those with errors, in the English layout and in any word forms, the use of the brand is prohibited T-Bank in the title or text of the ad, the use of branded domains that contain the brand or part of the brand of T-Bank.
Direct contextual advertising on the site is prohibited. Work is possible only through the webmaster's website.
Copying or using a similar website design is prohibited, which may make it look like an official website. This is a violation of intellectual property.
The Bank has the right to reject the actions of the webmaster if fraud is detected , including on the basis of statistical data (for example, abnormal indicators of internal statistics - non–use of debit cards by customers, unnatural funnel data, conversions).
Your own promotional materials must be coordinated.
Please note that webmasters who violate the rules will be disabled from working with the offer and penalties will be applied to them.
It is prohibited to post in any form on sources related to Meta Platforms Inc. *It is prohibited on the territory of the Russian Federation.
It is prohibited to post in channels and groups where sensitive topics are discussed and published: adult subjects, military, politics, weapons, violence, drugs, religion.
The Bank does not cooperate with bloggers, channels, or groups that participate in high-profile scandals and/or controversial shows.
If the name of the site or the subject of the channel is changed, the site is considered to be not agreed upon and requires additional re-approval with the bank.
Penalties are provided for violations of the rules.
We are not connecting new webmasters with the type of traffic brokers (from March 11).
We do not connect new webmasters unless they have worked on similar products from other advertisers for at least 3 months (starting April 1).
The maximum cashback level set for cashback services is 500 rubles.
From April 1, conversions with low–quality traffic are not paid.

List of criteria for low-quality traffic:

For applications submitted less than 30 days after registration (taking into account that the registration date is day 0).
The account is closed in the month of opening.
The client was attracted using CC traffic.
115FZ has been blocked.
More than 3 companies per 1 client.
Opening an account fraudulently.
On accounts with the NAP tax regime (from March 11).

Rules for the design of layouts for e-mail newsletters:

You can't use Oleg Tinkov's photo.
You can't use the design of our landing pages.
You can't use photos of celebrities that may be on our banners.
You can't write about 120 days without %.
No need to write about withdrawal without commission.
YOU CAN'T TELL lies.
You can't write anything that isn't written on the landing page.
There should always be a justification for why the person received this letter. The resource that the client subscribed to must be sent separately in the text of the letter along with the approval of the layout.
It should always be possible to unsubscribe from the mailing list.
Our license must be indicated and "On the rights of advertising".
You cannot specify our brand in the senders.
You can't use the old map design.

Traffic types by agreement:

E-mail marketing.
Telegram channels.
Cashback traffic.
Promo code sites.
The price list of the site.